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Due to the current labor market, many government employers are looking to provide older employees with incentives to work longer rather than retire. This article outlines several possible strategies to achieve this goal. Continue Reading
This article highlights how integrating death identification and participant location efforts strengthens oversight, reduces risk, and supports more defensible fiduciary and supports more defensible fiduciary decision-making. Continue Reading
Real-time mortality verification helps financial institutions avoid costly errors by ensuring they stop payments promptly when individuals pass away, reducing fraud, compliance risks, and administrative burden. Continue Reading
This article explores how participant data quietly erodes over time, and why missed deaths and missing participants are often early warning signs of broader risk. Continue Reading
Although Other Post-Employment Benefits (OPEB) are often financed on a Pay-As-You-Go (PayGo) basis, an increasing number of public plan sponsors are choosing to prefund these obligations with dedicated trusts, similar to pensions. Continue Reading
This article highlights what pension fund stakeholders can learn about how transitioning retiree healthcare from traditional group plans to the individual marketplace through a defined contribution model strengthens the long- term sustainability of retirement systems. Continue Reading
Although funding an OPEB plan actuarially is not always possible, this article offers strategies to get some money contributed and secured to pay OPEB benefits. Continue Reading
In the face of rising healthcare costs, Retiree Medical Trusts provide an unmatched, tax-advantages solution for saving for medical costs in retirement. Continue Reading
Learn how continuous mortality audits help public pension funds reduce overpayments, improve data accuracy, and maintain compliance by identifying unreported deaths and missing participants. Continue Reading
Discover the upcoming Public Pension Plan Mortality Study by NCPERS and SOA, enhancing life expectancy data for sustainable public pension planning. Continue Reading
NCPERS sponsors a new public pension plan mortality study with the Society of Actuaries Research Institute, analyzing data from 30+ U.S. pension systems (2022-2026) to enhance life expectancy insights and ensure pension sustainability. Continue Reading
Discover why living paycheck to paycheck hinders retirement savings and how Defined Benefit plans offer a secure, reliable retirement income for all income levels. Continue Reading
